When a Tulsa storm tears through your neighborhood and you hear that crunch on the roof—you know something’s wrong. Shingles are gone. Water’s coming in. Your first instinct? Call your insurance company.
Stop.
Call a roofer first.
Here at Tier-One Roofing, we’ve seen it all. And if we’ve learned anything from helping hundreds of homeowners in Tulsa and Broken Arrow, it’s this: calling the right roofer before the insurance company can save you thousands—and a major headache.
Let’s walk through what to do after a storm the right way.
Step 1: Check for Obvious Damage — Safely
You don’t need to climb your roof. In fact, don’t.
Instead, look for signs from the ground:
Shingles in the yard or around your gutters
Dented gutters or downspouts (hail damage = likely roof damage)
Water stains on ceilings or walls inside
Granules (black sandy bits) collecting in your downspouts
Tree limbs on or near your roof
If it looks bad—or even might be bad—skip the guessing game.
Step 2: Call a Trusted Tulsa Roofer First
Here’s why this matters:
Insurance adjusters work for the insurance company. We work for you.
If you file a claim without an expert on your side, you risk:
Getting underpaid
Getting denied entirely
Getting forced into repairs you didn’t ask for
At Tier-One, our storm inspections are free. We know what insurance adjusters look for. We document everything with photos, drone footage, and material assessments that back up your claim.
Plus, we’re local. When the big storms hit Tulsa or Broken Arrow, we’re here the same day, not rolling in from out of town looking for a quick cash grab.
Step 3: Get a Detailed Inspection Report
Insurance companies love one thing: proof.
When we inspect your roof, you’ll get:
A written report detailing damage
Date-stamped photo documentation
A repair or replacement estimate using insurance-standard pricing
An honest opinion about whether or not you even need to file a claim
That last point matters. If the damage is below your deductible, filing a claim can work against you. We’ll tell you that upfront so you don’t waste a claim and raise your rates.
Step 4: File Your Claim (If It Makes Sense)
Once you’ve got our report in hand, you’re ready to file your claim with confidence.
When the adjuster schedules a visit, we’ll be there too. That’s not a bonus—it’s a must.
Why?
Because when we’re on the roof with your adjuster, we make sure nothing gets missed or brushed over. We speak their language, and we make sure your damage is fully accounted for.
Step 5: Avoid Storm-Chaser Roofing Scams
Storms bring out the best in neighbors—and the worst in opportunists.
Here’s what to look out for:
Out-of-state roofers with no local presence
Door-knockers promising “free roofs”
Contractors asking for payment before work begins
No licensing, no references, no proof of work
At Tier-One, we’re local, licensed, insured, and we’re not going anywhere. Ask around—chances are we’ve already worked with someone on your block.
Step 6: Know Your Roofing Rights in Oklahoma
Oklahoma law gives you the right to:
Choose your own roofing contractor (you don’t have to use who your insurer recommends)
Request a reinspection if you feel the claim was denied unfairly
Refuse work until you see the full insurance estimate
Work with a licensed public adjuster if needed
Tier-One can walk you through every step—and we’ve helped plenty of customers get re-approved after denied claims just by providing the proper documentation.
Storm Damage in Tulsa or Broken Arrow? We’re Already on It.
Whether your roof was totaled in a windstorm or just needs a few repairs from hail, you don’t need to figure this out alone.
We’re Tulsa-based, Broken Arrow proud, and we know how to handle Oklahoma storms. Our team has worked on everything from historic homes in Midtown to new builds in South Tulsa—and we don’t cut corners.
We show up fast. We shoot straight. And we don’t leave you hanging with paperwork you don’t understand.
Quick Recap: What to Do Before Calling Insurance After a Storm
✅ Stay safe and inspect from the ground
✅ Call a trusted local roofer (not your insurer)
✅ Get a full damage report with photos
✅ File the claim only if it makes sense
✅ Have your roofer present during the adjuster’s visit
✅ Avoid storm-chasers and out-of-town crews
Need a Free Storm Inspection in Tulsa or Broken Arrow?
Call Tier-One Roofing.
We’ll get on your roof today—before the next storm rolls in or your claim gets denied.
No pressure. No nonsense. Just good, honest work.
📍 Serving Tulsa, Broken Arrow, Bixby, Jenks & Surrounding Areas.