Why Roofing Costs Are Rising in 2025
The 2025 steel and aluminum tariffs have created a major shift in roofing costs, affecting homeowners, contractors, and businesses alike. With a 25% tariff on imported steel and aluminum, the price of essential roofing materials has increased significantly. If you’re planning a roof repair or replacement, understanding how to budget effectively can help you avoid financial stress while ensuring your home remains protected.
In this guide, we’ll cover why roofing prices are going up, how to prepare financially, and practical strategies to make sure you’re getting the best value without compromising on quality.
Factors Driving Up Roofing Costs
Before creating a budget, it’s important to understand why prices are increasing so you can adjust accordingly. Several key factors are contributing to the rise in roofing expenses:
1. Steel & Aluminum Tariffs
The 2025 tariffs have added 25% to the cost of imported steel and aluminum, leading to price hikes on:
Metal roofing panels
Flashing and fasteners
Gutters and downspouts
U.S. manufacturers are increasing prices due to higher demand for domestic materials.
2. Increased Demand & Supply Chain Issues
Weather events, like storms and hurricanes, drive up demand for roofing materials, making supplies scarce.
Supply chain disruptions can lead to delays in material availability, further increasing costs.
3. Higher Labor Costs
A shortage of skilled roofing contractors means labor prices are rising.
More complex roofing projects may take longer to complete, adding to labor expenses.
4. Inflation & General Material Cost Increases
Beyond roofing, inflation is affecting shingles, underlayment, and insulation, making roofing projects more expensive across the board.
Now that we know why roofing costs are rising, let’s break down how to budget for these increases effectively.
How to Budget for a Roof Replacement in 2025
1. Get a Roofing Estimate ASAP
Prices will continue to rise, so locking in an estimate now can protect you from future price hikes.
Contact at least three roofing contractors to compare quotes.
Ask for a detailed breakdown of material, labor, and additional costs.
2. Set Aside an Emergency Roofing Fund
If you know your roof is aging, start saving now.
Aim for 10–20% more than the estimated cost to cover unexpected expenses.
Consider setting up a dedicated home improvement savings account.
3. Explore Financing & Loan Options
Many roofing companies offer financing plans with low-interest options.
Look into home equity loans or HELOCs if you need major repairs.
Some local government programs provide grants or rebates for energy-efficient roofing upgrades.
4. Check Insurance Coverage
If your roof was damaged by a storm, your insurance may cover some or all of the costs.
Review your policy and check for deductibles and coverage limits.
Work with a roofing contractor experienced in insurance claims to maximize your payout.
5. Consider Alternative Roofing Materials
Metal roofs are durable but expensive—consider composite shingles or asphalt for a lower-cost option.
Synthetic and recycled materials offer long-term savings while being more affordable upfront.
Consult with your contractor on cost-effective solutions that still provide quality and longevity.
6. Schedule Your Roof Replacement Wisely
Roofing prices tend to be lower in the off-season (late fall or winter).
Booking your project in advance can help you avoid last-minute price surges.
7. Look for Discounts & Promotions
Some roofing companies offer seasonal discounts or loyalty pricing for repeat customers.
Manufacturers sometimes provide rebates on bulk roofing materials.
Don’t be afraid to negotiate with your contractor for the best deal.
Cost Breakdown: What to Expect for a Roof Replacement in 2025
Here’s a general estimate of what a new roof might cost in 2025, based on rising material and labor expenses:
| Roof Type | Average Cost per Square Foot | Total Cost (2,000 sq. ft. roof) |
|---|---|---|
| Asphalt Shingles | $4.50 – $7.50 | $9,000 – $15,000 |
| Metal Roofing | $9.00 – $15.00 | $18,000 – $30,000 |
| Tile Roofing | $10.00 – $20.00 | $20,000 – $40,000 |
| Wood Shake Roofing | $8.00 – $14.00 | $16,000 – $28,000 |
Note: Prices vary by location, contractor, and materials used. Always get multiple quotes to find the best pricing.
Final Thoughts: How to Stay Ahead of Roofing Price Increases
Roofing costs are rising due to the 2025 steel and aluminum tariffs, supply chain challenges, and inflation. However, smart budgeting and planning ahead can help you minimize expenses and avoid financial strain.
Act early to lock in lower prices and secure a contractor.
Set aside funds for unexpected roofing expenses.
Explore financing and insurance options to cover costs effectively.
Consider alternative materials for better affordability.
At Tier-One Roofing, we’re here to help you navigate these rising costs. Get a free roofing estimate today and secure your pricing before costs increase further. Call us at (918) 393-4682 or visit www.tier-oneroofing.com to schedule a consultation.
Don’t wait—protect your home and budget wisely in 2025!