Protecting Yourself from Roofing Scams
Your roof is one of the most important parts of your home, but when it needs repairs or replacement, you could be a target for roofing scams. Every year, thousands of homeowners fall victim to dishonest contractors, storm chasers, and outright fraudsters, costing them thousands of dollars in subpar work or completely abandoned projects.
At Tier-One Roofing, we’ve seen every roofing scam in the book—and we want to make sure you don’t become a victim. This guide will help you recognize the 10 most common roofing scams, how they work, and what you can do to protect yourself.
Storm Chasers Who Disappear After the Job
One of the most common roofing scams happens right after a severe storm. Storm chasers are contractors who move from town to town, offering quick and cheap roofing repairs. They pressure homeowners into immediate decisions and often leave town before problems arise.
Warning signs:
Out-of-town plates or no local office
High-pressure sales tactics (“Sign today or miss out!”)
No local references or business history
How to avoid it:
Choose a local contractor with a proven track record in your community.
Verify their licensing and insurance before signing anything.
Ask for local references and check their online reviews.
The Low Bid Scam
You get multiple roofing quotes, and one company offers a price significantly lower than the rest. It sounds like a great deal—until the work starts. Then, suddenly, there are "unexpected costs," or they cut corners with cheap materials and poor workmanship.
Warning signs:
A bid much lower than other contractors
The company demands full payment upfront
Poor reviews or no online presence
How to avoid it:
Get at least three quotes and compare them.
Be wary of bids that seem too good to be true.
Read the contract carefully—watch for hidden fees.
The “Free Roof” Insurance Fraud Scam
Some shady contractors claim they can waive your insurance deductible or offer a "free roof." This is insurance fraud, and it can get you in legal trouble.
Warning signs:
The contractor says they will cover your deductible
They offer to bill your insurance company for more than the actual cost
They don’t provide a detailed estimate
How to avoid it:
Know that waiving a deductible is illegal in many states.
Report any contractor offering to inflate insurance claims.
Work only with a roofer who provides honest estimates.
The High-Pressure Sales Scam
Some roofers use scare tactics to make you feel like you must sign immediately. They might claim your roof is in dangerous condition or that this deal is only available today.
Warning signs:
“Sign the contract now, or the price will go up!”
They claim your roof is unsafe but refuse to provide documentation.
No time to review the contract before signing.
How to avoid it:
Take your time. A reputable roofer won’t pressure you.
Get a second opinion before committing.
Ask for documentation of any supposed roof damage.
The Vanishing Down Payment Scam
A contractor asks for a large upfront payment, then disappears before the work begins. These scammers take the money and run, leaving homeowners with no roof and no way to reach them.
Warning signs:
They ask for 50% or more upfront.
No written contract or detailed estimate.
Hard to reach after payment is made.
How to avoid it:
Never pay more than 10-20% upfront.
Verify the contractor’s local address and business license.
Use payment methods that offer fraud protection, like credit cards.
Shoddy Work With Cheap Materials
Some dishonest contractors promise high-quality materials but use substandard products instead, cutting costs while charging full price.
Warning signs:
The contractor switches materials without informing you.
The roof fails quickly after installation.
No manufacturer warranty is provided.
How to avoid it:
Request material specifications in writing.
Ask for manufacturer warranties on materials used.
Inspect materials before installation begins.
The Fake Damage Scam
Some roofers pretend to find damage or even cause damage themselves to convince you to buy a new roof.
Warning signs:
The contractor “finds damage” but refuses to show proof.
They offer a “special deal” if you sign immediately.
You didn’t notice any issues before their inspection.
How to avoid it:
Get a second opinion from another reputable roofer.
Take your own photos before and after inspections.
Work with licensed and insured contractors only.
The Mystery Warranty Scam
Some roofers promise warranties that don’t actually exist. They may disappear before you ever need to use it.
Warning signs:
The warranty isn't in writing.
They refuse to explain warranty terms.
They won’t provide manufacturer-backed coverage.
How to avoid it:
Ensure all warranties are in writing.
Work with certified roofing contractors who offer manufacturer-backed warranties.
Read the fine print before signing.
The Roof Inspection Scam
Some scammers offer free inspections just to get their foot in the door—then use it as an opportunity to pressure you into unnecessary repairs.
Warning signs:
The "inspection" lasts only a few minutes.
They claim you need an immediate replacement.
No written report of findings.
How to avoid it:
Get a second opinion.
Request a detailed inspection report.
Choose a trusted, local roofer.
How Can You Avoid Roofing Scams?
Roofing scams can cost homeowners thousands of dollars, but recognizing the warning signs can help you avoid becoming a victim. Always research a roofer's background before hiring, ensuring they have proper licensing, insurance, and a history of quality work. Avoid contractors who demand large upfront payments, pressure you into signing contracts immediately, or promise unrealistic deals like free roofs or waived deductibles.
A trustworthy roofing company will provide written contracts, clear estimates, and transparent warranties. If you ever feel unsure about a contractor's credibility, get a second opinion or consult a local roofing expert. Protecting your home starts with choosing a reputable roofer who values honesty and craftsmanship.
At Tier-One Roofing, we believe in honest pricing, top-quality work, and full transparency. If you’re looking for a reliable, certified roofer in Tulsa, we’re here to help.
📞 Schedule a free roof inspection today! Call (918) 393-4682 or visit www.tier-oneroofing.com.