Let’s be real—if you’ve lived in Oklahoma for longer than a year, your roof has probably taken a beating. Between the hail, the wind, the tornado threats, and the random heatwaves, your home’s first line of defense has been working overtime.
So if you’re standing in your driveway, looking up at your roof and thinking, “How much is this going to cost me?”—you’re not alone. And you deserve a straight answer.
This guide cuts through the noise. We’re not going to hit you with national averages that don’t apply to Tulsa. We’re going to break down what a new roof really costs around here, what influences the price, and how you can make smart decisions that protect your home without getting taken for a ride.
And if at any point you’re ready to talk specifics, we’re right here. Tier-One Roofing is veteran-owned, locally operated, and we’ve helped hundreds of homeowners across Tulsa and Broken Arrow navigate this exact process—honestly and efficiently.
The Real Cost of a Roof in Tulsa
Let’s start with the number everyone wants.
For most homes in the Tulsa area, a new roof typically costs somewhere between $7,000 and $14,000. That’s a wide range, and it’s not because roofing companies are making up numbers—it’s because every roof is different. And no two projects are the same.
The size of your roof, the pitch, how many layers of shingles have to come off, the condition of the decking underneath, the ventilation system, the material you choose—every one of those factors changes the cost.
Here’s a quick way to look at it:
Got a smaller home with a simple roofline and standard shingles? You might fall at the lower end of that range.
Got a larger home, steep roof pitch, or want upgraded materials like metal or designer shingles? You’re probably in the $12,000+ range.
And if someone quotes you under $6,000 for a full tear-off and replacement in Tulsa? You should be asking serious questions. What are they skipping? Are they using underqualified labor? Are they planning to reuse flashing? Are they even local?
At Tier-One, we don’t do lowball gimmicks. We give detailed estimates based on a full inspection—explaining exactly what you’re paying for, and why.
What Really Impacts the Cost of a Roof?
1. Size and Layout of Your Roof
The bigger the roof, the more materials and labor are required. But it’s not just square footage—it’s about complexity too. A basic gable roof is one thing. But when your roof has valleys, dormers, skylights, chimneys, and a steep pitch, the labor and time go way up.
2. Tear-Off or Overlay
Some companies might offer to install new shingles over your existing ones. In most cases, that’s a mistake. We almost always recommend a full tear-off. Why? Because overlays trap heat, reduce ventilation, void warranties, and hide underlying damage. Tear-offs cost more upfront, but they protect your investment long term.
3. Material Choices
Architectural asphalt shingles are the most popular choice in Tulsa—and for good reason. They’re affordable, durable, and can handle our volatile weather. But you’ve got options. Metal roofs last longer and withstand extreme wind. Designer shingles offer a premium look. Tile and slate? Those are high-end and heavy-duty. Each comes with its own price tag, and we walk through them all with you—clearly and practically.
4. Labor
Labor is where the value of experience and integrity shows up. Our crews aren’t just "roofers"—they’re trained professionals who follow strict installation protocols. And we never outsource your job to the lowest bidder. Quality labor costs a bit more, but it saves you exponentially more in the long run.
5. Decking and Structural Repairs
Once the shingles come off, we sometimes find water-damaged decking underneath. If that’s the case, we’ll show you exactly what’s going on, and what needs to be replaced. Decking repairs usually don’t add a huge amount to the project—but ignoring them? That leads to leaks, mold, and serious future expenses.
6. Ventilation Systems
Good ventilation isn’t optional—it’s essential. Proper airflow in your attic helps regulate temperature, extend the life of your roof, and keep energy bills in check. When we do a full roof replacement, we evaluate your current ventilation and upgrade it as needed—whether it’s ridge vents, box vents, or soffit vents.
7. Your Insurance Situation
If your roof has storm damage, your insurance policy might cover part—or all—of the replacement. But as you probably know, working with insurance companies isn’t always straightforward. That’s where we come in.
How Insurance Impacts What You’ll Pay
Insurance claims can be a saving grace—or a headache. The key is knowing what kind of coverage you have and how to navigate the process.
RCV vs. ACV
These are two of the most important acronyms in roofing insurance:
RCV (Replacement Cost Value): Your insurance pays the full cost of replacing your roof, minus your deductible.
ACV (Actual Cash Value): Your insurance only pays the depreciated value of your roof. Which means if your 20-year-old roof is worth $1,500 on paper, that’s all they’ll give you.
RCV is what you want. If you’re not sure what your policy says, we’ll help you review it.
What Insurance Covers—and What It Doesn’t
Typically, insurance covers damage caused by:
Hail
Wind
Tornadoes
Falling debris (like tree limbs)
It usually doesn’t cover:
Wear and tear due to age
Improper installation
Lack of maintenance
Before you file a claim, let Tier-One Roofing inspect your roof. We’ll document the damage, meet with your adjuster if needed, and help you get the fairest scope of work possible.
We’ve helped countless homeowners avoid denied claims, underpaid claims, and adjuster games. When you’ve got someone in your corner who knows the process, the entire experience gets a lot easier.
Common Roofing Red Flags in Tulsa
Unfortunately, Oklahoma is a magnet for roofing scams—especially after big storms.
Here’s how to protect yourself:
Beware of “We’re in the neighborhood” door-knockers. Many are out-of-state storm-chasers who disappear after the check clears.
Be skeptical of large upfront payments. We don’t ask for massive deposits. You pay when the work is done right.
Don’t sign anything without reading it. That contract should clearly list materials, labor, cleanup, warranties, and timeline.
Tier-One Roofing is based in Tulsa. We’re veteran-owned, family-oriented, and transparent from first call to final cleanup. We’re not here to pressure you—we’re here to do the job right.
The Hidden Costs of Delaying a Roof Replacement
If you’re dealing with leaks, damaged shingles, or high energy bills, delaying your roof project could cost you a lot more than the price of the roof itself.
We’ve seen cases where:
Water damage led to mold in the attic
Soaked insulation needed full replacement
Sheetrock and ceilings were destroyed
Insurance denied a claim because damage wasn’t reported soon enough
Roof problems don’t magically fix themselves. The longer you wait, the more expensive the outcome gets.
If you’re unsure whether your roof needs replacement, schedule a free inspection with Tier-One Roofing. We’ll give you an honest, pressure-free assessment of your options.
Budgeting for a New Roof
Replacing your roof isn’t pocket change. We get it. But it’s also one of the most important investments you’ll make in your home.
Here’s how to make it manageable:
Understand your deductible. Many homeowners don’t realize their wind/hail deductible is 1% of their home’s value—not a flat $500.
Ask about financing. We offer flexible financing options to break payments into something more doable.
Plan for long-term value. A properly installed roof not only protects your home—it increases resale value, reduces energy bills, and minimizes future maintenance.
And remember: investing in quality now prevents paying double for repairs and damage later.
Why Tulsa Homeowners Trust Tier-One Roofing
There are a lot of roofing companies in this town. So why do people keep choosing us?
Because we give straight answers. Because we show up when we say we will. And because we treat your home like it’s our own.
Here’s what sets us apart:
Veteran-Owned & Operated: We bring military-grade discipline and integrity to every project.
Dedicated Crews: No revolving door of subcontractors. Our crews are trained, consistent, and respectful.
Fast Turnaround: Most full roof replacements are completed in 1–2 days.
Clear Communication: You’ll always know what’s happening, when, and why.
Strong Warranties: We stand behind our work—and we’ll be here if you ever need us again.
We’re not trying to be the cheapest. We’re trying to be the best.
“The Tier-One team was respectful, fast, and thorough. They explained every part of the quote and left my yard spotless. I’ve never felt more confident in a contractor.”
— Marcus S., Broken Arrow homeowner
Your Roof Deserves More Than a Guess
A new roof isn’t about shingles—it’s about protecting everything and everyone underneath.
If you’re ready to get a clear answer, from a company that actually gives a damn, we’re here.
We’ll inspect your roof, explain your options, and give you a clear path forward—whether it’s a repair, a full replacement, or help dealing with insurance.
No pressure. No games. Just a solid roof, done right.
👉 Schedule Your Free Roof Estimate Today
Or call us directly at (918) 212-2222 — we’d be honored to serve you.